Term Insurance Articles
Last Updated : Dec, 2024
Term Insurance Return of Premium
What is a Term Plan with a Return of Premium (TROP)?Term Insurance with Return of Premium is a term plan that offers financial coverage to your loved ones in case of the policyholder’s demise. But here is the twist- you will get all the premiums back (premiums paid minus GST) at the end of the policy tenure.The premiums of a term plan with a return of premium are higher than a pure term plan as your premiums are returned at the end of policy tenure. Some additional benefits associated with...
Written By : Himanshu Kumar
Last Updated : Dec, 2024
Term Insurance for Housewife
What is Term Insurance for Housewives?Term Insurance for housewives is a life insurance product specifically designed for Indian homemakers. It provides a guaranteed payout to the nominee in the unfortunate event of the housewife’s death. However, a guaranteed payout is provided against the premium paid to the insurer by the policyholder. This plan is widely known for its comprehensive coverage at low premiums. In addition, policyholders also get the flexibility to customize the plan with ...
Written By : Himanshu Kumar
Last Updated : Dec, 2024
Government Term Life Insurance Schemes
What is Government Term Insurance?Government-term insurance plans are available to customers nationwide with standard sum assured options, rider benefits, and coverage. With a range of term insurance plans, the government of India is aiming to provide its citizens with basic access to life insurance coverage at affordable premiums.Government term insurance is a plan that offers a death benefit to the insured individual’s family in case of the sudden demise of the policyholder. Term insuran...
Written By : Himanshu Kumar
Last Updated : Nov, 2024
Spouse Term Insurance
What is Spouse Term Insurance?In India, over 55% of marriages have a husband who is the primary or sole breadwinner of the family. In today’s modern society, about 16% of women become working professionals to reduce the burden on their spouses and family members. So it’s essential for couples earning household members to buy a spouse term insurance. It provides financial security to the surviving spouse and gives peace of mind to both spouses, knowing that they have taken steps to se...
Written By : Himanshu Kumar
Last Updated : Nov, 2024
Term Plan Without Income Proof
What is Term Insurance?Term insurance is a simple life insurance product that offers financial protection to your loved ones in case of your uncertain demise during the policy tenure. Buying a term insurance plan in your early twenties offers the benefits of affordable premiums.In this article we will discuss the documents required to buy term insurance, if one can buy term insurance without income proof and what is the need and importance of income proof.Can You Purchase Term Insurance Without ...
Written By : Himanshu Kumar
Last Updated : Nov, 2024
Top 10 Term Insurance Plans
List of Top 10 Term Insurance Plans In India 2024Check out the following list and choose a plan that best suits your requirements:S. No.Best Term PlansClaim Settlement Ratio (CSR)Entry AgeMaturity AgeCheck Plans1.ICICI Pru iProtect Smart97.82%18 to 65 years99 yearsBook a Free Call2.HDFC Life Click 2 Protect Super98.66%18 to 65 years85 yearsBook a Free Call3.Mera Term Plan Plus97.33%18 to 60 years99 yearsBook a Free Call4.TATA AIA Sampoorna Raksha Supreme98.53%18 to 65 years100 yearsBook a Free C...
Written By : Himanshu KumarTerm Insurance Companies
- LIC Term Insurance
- HDFC Term Insurance
- ICICI Term Insurance
- SBI Term Insurance
- Max Life Term Insurance
- Tata AIA Term Insurance
- PNB MetLife Term Plan
- Bajaj Allianz Term Insurance
- Bandhan Term Insurance
- Kotak Term Insurance
- Canara HSBC Term Insurance
- Bharti Axa Term Insurance
- Aviva Term Insurance
- Indiafirst Term Insurance
- Exide Term Insurance
- Edelweiss Tokio Term Insurance
- IDBI Federal Term Insurance
- Future Generali Term Insurance
- Birla Sun Life Term Insurance
- Reliance Nippon Term Insurance
- Pramerica Term Insurance
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Written By: Priya Singh
Priya has been in the content writing industry for over 9 years. She has been religiously following the insurance sector since the start of her career which makes her an avid insurance expert. Her forte lies in health, term, and life insurance writing, along with her knowledge of the latest developments in the insurance sector.
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